I am Insurance Coach John Niemela.  I promise to help you understand what you need to protect your family and property so you can make an educated decision.  For most people Insurance has been a place you send a check. You may have bought Insurance not really understanding what you need to protect your future earnings, savings, home and family. You purchased your coverage to comply with the law or because it was the cheapest. Would you buy the cheapest pair of shoes if they are 3 sizes to small? The answer is no. The same should apply when you are protecting your family and assets.  Did you know people who are not covered properly will have a judgment placed against them? All of your Assets and 25% of all future earnings will be subject to a court order. You can not declare bankruptcy to escape your obligation. Do you feel comfortable knowing you will not face finical ruin if you severely hurt someone in an accident? What are your Liability Limits? Are they high enough to protect your assets from a hungry Lawyer?   Did you know 66% of Clark County residents could not rebuild their home if it was destroyed? I promise you will understand what insurance is needed to protect your family and property after we meet and we will make it work to fit your budget.  My Agency is committed to service.  I will always be available for house calls.  You can rest assured I am just a phone call away in your time of need. 

If you visit the Home*Auto*Life*Business tabs you will find important information to help you understand what insurance you should have.  If you have questions or would like a quote, give me a call at 360-600-1205 or email jniemela@farmersagent.com If you visit the Community tab you will find business whom I recommend and partner with.  You will also find information my current coaching and community work. I look forward to serving you.

My family and I have been a part of the Vancouver area for 7 years.  Many of you may know me from youth sports where I coach Football, Basketball and Baseball.  You may also know my wife Michelle from her volunteer work with Vancouver Schools and Cub Scouts.

I have partnered with Farmers Insurance.  I chose Farmers Insurance for the wide array of products and services they offer.  As example, I can insure any member of a family not only the good drivers. Many Companies chose not to do this.  Farmers also has a very strong history of stability.  Did you know Farmers was the only company to pay its claims during the Great Depression? Every other company paid with IOU's.  Farmers also provides many discounts to help you keep your hard earned money.

My goal is to provide you with a neighbor you can call with any Insurance question.  As your advisor we will discuss your family needs, your goals, and what needs to be protected.  If I do not have the right solution for you I will help you find the right one.  That is my commitment of service to you.